Ebook Don't Get Taken Every Time

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Don't Get Taken Every Time

Ebook Don't Get Taken Every Time

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For the Don't Get Taken Every Time material to be offered online. "Dollars and Non-Sense: Or, What You'd Better Know About Financing, Even If You Pay Cash" Your Credit History Isn't What You Think It Is * Things that may lower your credit rating * How some financing sources may deliberately lower your credit rating * How to check out your credit report What Are Your Financing Sources? The pros and cons of various sources of financing including: * Home equity lines of credit * Credit unions * Banks * Online financing companies and services * "Captive" finance companies such as GMAC, Ford Motor Credit Corp. or Toyota Credit * Subprime lending sources such as small loan houses and Buy Here Pay Here operations * Title loan operations How 10% APR can beat 0% APR Should You Buy Credit Life or Disability Insurance? * What are these products? * Who needs them? * Better alternatives Finding the Cheapest and Best Loan Step-by-step guide for shopping and comparing financing sources to find the cheapest and best loan for you. Tips for Protecting Yourself If You Are Paying Cash

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Product details

Paperback: 400 pages

Publisher: Penguin Books; 6 edition (September 1, 1997)

Language: English

ISBN-10: 0140266704

ISBN-13: 978-0140266702

Product Dimensions:

5.6 x 0.8 x 8.4 inches

Shipping Weight: 5.6 ounces

Average Customer Review:

3.6 out of 5 stars

8 customer reviews

Amazon Best Sellers Rank:

#913,835 in Books (See Top 100 in Books)

This book is somewhat outdated, BUT the principles contained within still apply and are priceless!

With the internet now available in our hands, this book is unnecessary. A lot has has changed in 20 years. First of all we are talking about new cars only. You don't buy used cars from the dealership. That's how they make most of their money. You buy used cars from Craigslist. PERIOD. So, if you are not paying cash, that means you are financing and that automatically means you will pay too much. The best you can do is go to a bank or use a car manufacturer that has the lowest rate for the number of months you want to pay. Also you are going to finance this car with ZERO down. Down payments are useless and they only use the down payment to confuse you and get more money for the car. Remember we are making this as SIMPLE on ourselves as possible and YOU are in control, not the slick salesman. So the financing is the out of the way: you have your interest rate and number months already decided on. Then, find out how much the car is worth in your city. That information is openly available to everyone. Take that number and figure out your monthly payments and THAT is what you are paying to finance that new car. Go in with those number already. because that is the number that you NEVER want to go over. If you're financing you will end up paying what the car is worth in your area and also if you are using the car manufacturer financing, find out their rate in your area. It's already preset and people get taken when they go in NOT knowing these numbers ahead of time. As far as haggling, you might be able to save a grand or a few hundred on the base price by threatening to go to another dealership, but that is all. Everyone already knows the numbers, you have no leverage because you have no money, but you have an approved loan (hopefully from a credit union) with all the preset, published numbers so you're all done. NOW If you're paying in cash however, that's when it gets fun. You want to take as much profit out of their hands as possible and your leverage is that you will simply take your money elsewhere. One thing that he knows that you don't is how low is low. He knows the exact low number that he cannot ever go past and it doesn't really matter that you don't know that exact number. We don't sweat the small stuff. Because what your main goal is to buy this new car for $5000 under the sticker price and not a penny more. And until that happens you absolutely will walk out telling him you'll go to another dealer or even to another State! Don't believe me? OK, call his bluff. Worst case scenario he lets you leave but i promise you he will be tapping your shoulder as you are getting into your car. So you start at $10000 under and laughs at your and you will haggle until you're at 5 grand under the sticker price, which is what you will pay for that car because trust me, he ain't letting you leave and you are not leaving until it's $5000 under sticker. If you don't drive away with your new car and your deal you'll be getting a call that night from a manager offering it to you instead. Have fun! Remember YOU are in control, but you must have the numbers FIRST!

Life inside the auto dealership is described in vivid detail in this classic book, as we follow ace car salesman Killer De Marco and friends. Killer's adventures are brilliant entertainment, and the book is a superb read because of it. Unfortunately, the updates have a "tacked on" feeling; the information on leasing in particular is sadly lacking in detail. Probably the most disappointing thing from my perspective is the book's middle of the road nature; it's perfect if your dream car is a Taurus, but those who yearn after a 1999 Mercedes-Benz E430 are pretty much ignored. Despite this, the book is so informative and entertaining that it's a must-buy for the serious car buyer. Pity the "serious" car buyer nowdays is looking for something like an E430.

An incisive look at a dog-eat-dog business. Helps the car buyer through the major pitfalls of purchasing a new or used car which, unfortunately, exist at just about every stop in the car dealership.For car buyers willing to do their homework, there is no reason to get ripped off. Sutton shows you how to arm yourself with some common-sense tactics that almost anyone can use.An amusing sidebar for me was, after reading Sutton's book, was having several salespeople AND managers ask me if I was a former car lot manager. I just smiled inscrutibly and answered that I had 'contacts' in the business.

After 16 years in the automobile business, 7 as a manufacturer's representative and 9 as a car dealer, I found Remar Sutton's book, "Don't Get Taken Every Time," the first book that I have read which really tells about the inside workings of an automobile dealership. It offers valuable insight into the automibile business and is important reading for anybody who is about to make one of the largest purchases of their life. If I had read this book when I was in the car business, it would have frightened me. A consumer entering a car dealership without being armed with the information that is in this book is going into battle virtually unarmed. In my post-automobile business years I have given many people similar car buying tips and, from their experience, I can assure you that the information in this book can help change the trama of car buying into an experience that can be fun while saving you hundreds, maybe thousands of dollars. Do not buy your next car before you read this book!

Before I read this book I went car shopping and almost everyoneof the ploys described in the book were used and worked exactly theyway the book describes. One tactic is for the salesman to write an amount on a piece of paper and slide it face down across the desk to you. The figure is intentionally very high to work as a shock tactic, and it worked because the figure the salesman showed me for a used car was actually more than what the car would cost new.After I read the book I went with a friend to buy a car and again almost every tactic described in the book was used. Unfortunately my friend had not read the book and refused to listen to me. It would have been amusing if it hadn't cost my friend thousands more than he should have paid. My friend walked out of the dealership believing he had negotiated a fantastic deal, with the salesman saying to my friend in a quiet voice as he was leaving "don't tell anyone but you got a great deal". I later figured up what he should have paid for the car and my friend paid $2000 more than he should have.Anybody who buys a car without reading this book will lose a lot of money. END

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